If you make just one stock investment for 2011, what’s your best investment and where can you find it? I describe the best stock investment as one that offers both growth and dividend income while never having a bad year. Plus, it should be available to and affordable for all investors, even those who are new to the investment game. Here’s my pick for the best.Basically, the best stock investment for 2011 and going forward will take the form of a diversified equity mutual fund… for at least 90% of the American public. These funds manage a diversified portfolio of stocks (equities) for their investors, they charge for yearly expenses, and often they have a sales charge of about 5% that come off the top when you invest. If you pick the wrong one it’s far from being the best investment choice. Let me explain before I steer you to the best.There are thousands of equity funds to choose from and most of them have one or two undesirable characteristics that keep them off my “best stock investment” list: poor or inconsistent performance and/or a high cost of investing. Most equity funds try to beat the stock market as measured by the S&P 500 Index, and this can cost investors 2% a year or more for their management efforts – EVERY YEAR. Most of them actually perform worse than their benchmark, which is likely the S&P 500 stock index. Why pay for this kind of inconsistent performance every year on top of sales charges every time you invest money?Your best stock investment to buy and hold is a NO-LOAD S&P 500 INDEX FUND. Bad performance is not an issue and the cost of investing can be CHEAP. These funds merely track the S&P 500 index by owning all 500 of its stock components in the proper ratio. When you invest money here you are invested to share in the growth of the biggest and best corporations in the USA, plus earn about 2% in dividend income a year. If the stock market goes up your fund share price goes up in line with it. If the market falls your fund shares will fall in line with the market… no bad surprises.In the best stock investment a $10,000 investment will cost you zero to make because NO-LOAD means no sales charges. Your yearly expenses can be less than $20, which is simply deducted from your account each year. You will be invested in stocks like Apple, IBM, McDonald’s, Microsoft, GE, and Google. In the wrong funds you could pay $500 off the top to invest and as much as $200 a year for expenses; and you could lose money in a rising market.Above all else you want to invest with a reputable investment (mutual fund) company that offers good service to investors both large and small. You might assume that if you went with one of the best investment companies that that it would cost you a bundle. Not true. In fact, the best stock investment is available from the two biggest and best (in my opinion) in America: Vanguard and Fidelity. I’ve followed them and the industry since 1972. They are competitive and they work with millions of investors. What’s their secret, and how can they offer you the best stock investment so cheap?Index funds are cheap to manage because the fund company doesn’t need to pay investment managers to take their best guesses. Sales charges are only necessary if a fund company relies on outside parties (salesmen) to push their product. Bottom line: if you want the best stock investment at the best cost of investing you contact THEM and ask for information. In 2011 this is easily done on the internet. There are also toll-free numbers you can call for help in getting started, and anytime you need service as a customer.In other words, in 2011 you can hook up with one of the biggest and best investment companies in America and own the best stock investment… if you are willing to take the initiative. Otherwise, you “pays your money and you takes your chances”. I suggest you search for “no-load index funds” on the internet. That will lead you to Fidelity and Vanguard – where they offer the best stock investment in the universe in the form of an S&P 500 index fund.
IntroductionPlanning to invest on some real estate? The Sunny Isles Beach in Miami, Florida is a very good place to consider. It is known for the beautiful beaches, which is also considered to be the best among the others in Miami and of course, all over the world. In fact, it is number 5 on the list of Top 10 Beach Cities by National Geographic.Also called as ‘Florida’s Riviera, the ambience of this place is also fantastic, as it is less crowded unlike the other popular beaches, Miami Beach and South Beach. It has the Atlantic Ocean on the east, and has the Intra-coastal Waterway on the west-side. The atmosphere is somewhat causal, just the perfect place for people to chill and enjoy.Towering condominiums, high-quality hotels and resorts, luxurious infrastructures, and pristine beaches are just a few awesome sights in Sunny Isles. With clean surroundings and high-rise buildings, this area is surely very relaxing, and a great choice when you’re looking for the perfect place to invest in.Growing Number PeopleAs per the last population survey by the United States Census Bureau, it has 20, 832 residents in 2010. The place is also coined as the “Little Moscow” because of the large and growing number of Russian and Russian-Jewish people.Since a lot of people are coming to spend vacation, or even to stay for good, investing in a place where the population is increasing consistently would be a good decision.More people would mean that the trading and over-all economy of the place is quite remarkable. Residents of the place usually come from the different races such as Russian, Italian, Polish, Colombian, Brazilian, American, Irish, and German.Interesting Places and EventsGet your eyes ready to feast on the luxurious, homey, and highly rated buildings and resorts. A few of these are known to tourists for their commendable accommodation and service.Trump International Beach Resort is one of the great must-visit resorts, as it boasts not only of its popularity, but also with their superb service, which would always have the customers leaving satisfied. There’s also the Acqualina Resort and Spa on the Beach, Sole on the Ocean, Marenas Beach Resort, and Golden Strand Ocean Villa Resort.There are also plenty of restaurants around the place, which are known for their food and service. There are also beautiful parks around, and you can also engage in water sports, and enjoy the nightlife with popular bars and a very festive environment.The place also boasts of a number of piers, which also offers good amenities, including the Beach Bar – Newport Pier, which is famous for their seafood, steak, and sushi. If you want to spend some time fishing, you can check Newport Fishing Pier. There’s also the Pier Park, which will let you have a great view of the ocean and offers variety of seafood dishes.Being in this place would never leave you bored as there are many areas to visit and events to attend to, so imagine how it would be like if you are finally staying for good, in the comfort of your own home in a nice place such as Sunny Isles Beach.Extravagant BuildingsHigh-end brands that are globally known have collaborated with local developers to build some of the most luxurious buildings and condominiums, which are not only famous locally, but in Florida as well.A few examples of such buildings is the $560 million Porsche Design Tower, which has 132 exclusive residences with complete facilities. This building is unique, being the first one to have an elevator specifically for every car unit. Your garage will be high up in the sky, overlooking the Atlantic, and seen through an exquisite glass elevator. This ultra-luxurious building is set to be completed by the year 2016.The Residences by ARMANI CASA is also included, where the construction began early 2015. It will be offering world-class services and will be fully equipped with furnished residences, restaurants, private cabanas, spa and fitness centers, all that in front of a beautiful ocean scenery.Tropical-Monsoon ClimateThe weather is just perfect. During the summer season, the weather is usually hot and humid. Winter season is usually short, warm and dry. This type of climate is very essential for beaches since people can enjoy the waters without worrying of sudden rainfall. The place experiences abundant rainfall usually from the months of May until October.Hassle-Free TransportationIt is an ideal location – situated just between two airports: the Miami and the Fort Lauderdale International Airports. The local government also offers shuttle transport that’s free of charge all over the town, and would make various stops the whole day.Excellent Educational FacilitiesThis place is not only all about the beautiful beach; there are also various schools, which offer education for residents and even from neighboring communities. Norman S. Edelcup Sunny Isles Beach (K-8 Center) is an institution which offers education from Kindergarten until Grade 8.Highland Oaks Middle School is for Grades 6 to 8. For high school, there’s the Alonzo & Tracy Mourning Senior High Biscayne Bay Campus and Dr. Michael M. Krop High School. Florida International University is also available for the higher education, as well as the University of Miami, Miami-Dade College, and the Barry University.ConclusionEven if you’re just spending a few days or so in this place to have fun on your vacation, it’s definitely the right place to go to, how much more if it already involves long-term stay. There are a lot of advantages if you’ll invest in some real estate in this place, and with thorough consideration and research, you can come up with a decision which will be good for you (and your money!)